← Calculators
Monthly · 5 min
For illustration only — not financial advice. Verify assumptions before making decisions.
50/30/20 is a starting split, not a rule — enter your real numbers per category and see how your actual budget compares.
Needs — target 50%
Wants — target 30%
Savings — target 20%
Summary
Spending
| Monthly Income | $6,000.00 |
| Total Expenses | $4,750.00 |
| Remaining | $1,250.00 |
50/30/20 Analysis
Needs50.8% (On target)
$3,050.00 / target $3,000.00
Wants10.0% (20.0% under)
$600.00 / target $1,800.00
Savings18.3% (On target)
$1,100.00 / target $1,200.00